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Investment linked annuities
Investment linked annuities are more risky than normal annuities as they can offer higher rates of income. As with all investments the rewards are determined by the performance of the underlying investments.
Investment linked annuities can be either with-profit annuities or unit-linked annuities.
With-profit annuities
With-profit annuities link the income from your annuity directly to the performance of the investment fund it is based on. The income will often have two components: a minimum starting income and a bonus.
Unit-linked annuities
Unit-linked annuities are linked to the value of the investment fund they are based on. There may be a number of different risk groups of investment funds which can all yield different potential income. With higher risk investment funds your income can vary more dramatically than the lower risk investment funds.
To find out which annuity would best suit your needs, or if you already know what you need, complete the free, no obligation annuity quote form below . Our financial advisers will look at the current annuities marketplace and provide comparisons specific to your needs and requirements.
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